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    The Meeting That Changed Everything

    I’ll never forget the first time I sat with a retired couple. It was in 2008, of all years. Having just experienced a life-altering health event, they were now about to face a life-altering financial event. I witnessed both heartache and fear at their kitchen table that day. In that moment, I knew I had to help them. I set out on a quest to do so, and on that journey learned a lot about retirees and myself. Ten years later, they are still my clients, and so are many others just like them. Retirement doesn’t always go the way we think. There are obstacles along the way. Sometimes they pop up sooner than expected, but with a great support team behind you, you can navigate those obstacles and still enjoy the retirement adventures you dreamed about.

    Mindie Molina- Founder, CEO

    Mindie Molina is an Investment Adviser Representative who has served in leadership positions in the financial services industry for 15 years. She founded Complete Retirement Group to bring diverse financial solutions to her clients.

    Prior to launching her firm, Mindie spent 10 years in the finance and insurance industries with two of the nation’s leading companies. In 2011, she opened the doors to Complete Retirement Group, an independent financial services firm that helps clients plan for their futures by incorporating multiple aspects of retirement into one cohesive strategy.

    Mindie graduated from Northern Kentucky University with a bachelor’s degree in marketing and a minor in finance. She has passed the Series 65 Uniform Investment Law Examination and is registered as an Investment Adviser Representative with the State of Florida. The exam is through the North American Securities Administrators Association (NASAA) and is administered through FINRA. The exam covers regulations, ethics, retirement planning, portfolio management strategies and fiduciary responsibilities. Molina also holds a FL-215 license as an independent agent in health, life, annuity and variable contracts with a certified long-term care designation.

    Mindie resides in Stuart, Florida with her husband, Michael, and sons, Marin and Mehrk. They enjoy surfing, fishing, diving, and serving the Lord.

    Michael Molina - Client Services Coordinator

    As a young man, I decided to pursue a career as a captain. I owned and operated a commercial fishing business for 10 years, then became a Merchant Mariner and moved up the ranks to officer. But something was missing. Though fishing and working on ships sounds adventurous, it can lack social substance. What impact was I making in the world?

    Meanwhile, my wife was making a huge difference in the lives of retired families. I found myself more interested in her day-to-day operations than my own. Through a lot of prayer and consideration, I decided to join her mission.

    Navigation is a crucial part of a ship’s voyage and it just so happens to be a crucial part in the voyage through retirement. My brain is highly trained to plan ahead and to think around and through perilous situations. Major planning goes into a voyage before ever departing the dock. When out on the ocean, the prosperity of the vessel and her crew can quickly depend on one’s ability to make the right choices at the right time. In retirement, that same prepared mindset and major planning can be what saves you in the long run.

    As a retiree, you are the captain, and we are your navigational crew. Every person has their own story and their own voyage. Being a part of that journey is an honor and a privilege.

    Complete Retirement Group

    Passion and Possibility.

    Complete Retirement Group is an independent financial services firm that creates retirement strategies using a variety of investment and insurance products. Investment advisory services are offered through AE Wealth Management, LLC. AE Wealth Management is an SEC Registered Investment Adviser that is part of a full-service financial services company. Sterling Capital Management is a multi-billion-dollar SEC Registered Investment Adviser and a massive research and due diligence firm that acts as AE Wealth Management’s independent chief investment officer.


    At Complete Retirement Group, we have a passion for helping retirees navigate to and through retirement. When you are passionate about something, your skills are heightened and you drive your business from the heart. We are determined listeners, focused on connecting with our clients on a personal level and managing what matters most in their lives.

    We want to help our clients live the BEST lives possible in retirement. Sometimes that goes far beyond managing assets and investment jargon. Sometimes that means managing family affairs, managing unexpected changes in health or developing basic budgets. Doing whatever it takes to help our clients live out their retirement years with a smile on their face and peace in their hearts...that’s our passion.


    As a firm, we can be as passionate about helping retirees as we want, but if we don’t have the necessary tools to help them, what good can we do?

    That’s why we take our strategic partnerships so seriously. Partnering with AE Wealth Management and Sterling Capital Management allows us to provide out clients with the most possibilities. AE Wealth Management is not available to the public and exclusively services a select group of some of the top independent financial advisors in the country. With Sterling Capital Management, AE Wealth Management’s independent Chief Investment Officer, and the support of AE Wealth Management, we feel we can put clients on the most direct path toward their financial goals.

    “We work for the benefit of our clients rather than for the gain of a large institution. I founded Complete Retirement Group off of that principle. I want to bring opportunity and solutions to my clients utilizing the diverse financial tools available from MANY different companies and vehicles.

    Income planning today also includes health care planning and Social Security optimization. That is why I incorporate Medicare, Social Security, and Long Term Care considerations into our retirement strategies. Being experienced in these areas helps us bring value to our clients and make Retirement Planning Complete"

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  • This guide is for informational purposes only. It is not intended to provide tax or legal advice. By requesting this guide you may be provided with information regarding the purchase of insurance products in the future.

    About Complete Retirement Group
    Meet Mindie Molina
    Our unique approach to planning provides our clients with income and tax-efficient strategies for retirement. Outliving your money is a real concern that should be addressed.
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    We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

    Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Complete Retirement Group are not affiliated companies.

    Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

    *Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

    The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. AW03182014